Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$123,771	$123,771	$243,000
Remaining term (yrs)	21.3	21.3	30.0
Secondary amount	$0	$119,229	$0
Funding fee	$0	$0	$0
Note rate	4.120%	4.120%	7.400%
Blended rate	4.970%	6.457%	7.640%
1st payment	$725.70	$725.70	$1,682.48
2nd payment	$0.00	$794.86	$0.00
Taxes / mo	$202.50	$202.50	$202.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$106.13	$106.13	$48.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,184.32	$1,979.18	$2,083.58
Cash to close	$146,229	$27,000	$27,000