Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$430,198$430,198$539,100
Remaining term (yrs)26.426.430.0
Secondary amount$0$108,902$0
Funding fee$0$0$0
Note rate6.120%6.120%7.400%
Blended rate6.670%6.939%7.640%
1st payment$2,736.90$2,736.90$3,732.62
2nd payment$0.00$726.01$0.00
Taxes / mo$569.42$569.42$569.42
Insurance / mo$166.67$166.67$166.67
MI / mo$206.56$206.56$107.82
HOA / mo$124.00$124.00$124.00
Total monthly$3,803.54$4,529.55$4,700.52
Cash to close$168,802$59,900$59,900