Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$455,546$455,546$512,100
Remaining term (yrs)25.525.530.0
Secondary amount$0$56,554$0
Funding fee$2,278$2,278$0
Note rate3.450%3.450%7.400%
Blended rate3.450%4.063%7.640%
1st payment$2,231.29$2,231.29$3,545.68
2nd payment$0.00$424.15$0.00
Taxes / mo$722.45$722.45$722.45
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$102.42
HOA / mo$0.00$0.00$0.00
Total monthly$3,120.41$3,544.56$4,537.22
Cash to close$113,454$56,900$56,900