Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$68,698	$68,698	$328,500
Remaining term (yrs)	12.0	12.0	30.0
Secondary amount	$0	$259,802	$0
Funding fee	$0	$0	$0
Note rate	6.470%	6.470%	7.400%
Blended rate	7.320%	7.660%	7.640%
1st payment	$684.08	$684.08	$2,274.47
2nd payment	$0.00	$1,677.89	$0.00
Taxes / mo	$354.70	$354.70	$354.70
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$76.90	$76.90	$65.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,265.68	$2,943.57	$2,844.87
Cash to close	$296,302	$36,500	$36,500