Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$122,588	$122,588	$270,000
Remaining term (yrs)	21.6	21.6	30.0
Secondary amount	$0	$147,412	$0
Funding fee	$0	$0	$0
Note rate	4.550%	4.550%	7.400%
Blended rate	5.400%	6.820%	7.640%
1st payment	$740.63	$740.63	$1,869.43
2nd payment	$0.00	$982.75	$0.00
Taxes / mo	$97.75	$97.75	$97.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$102.93	$102.93	$54.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,091.32	$2,074.07	$2,171.18
Cash to close	$177,412	$30,000	$30,000