Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$250,592$250,592$405,000
Remaining term (yrs)23.723.730.0
Secondary amount$0$154,408$0
Funding fee$0$0$0
Note rate3.230%3.230%7.400%
Blended rate4.080%5.575%7.640%
1st payment$1,257.42$1,257.42$2,804.14
2nd payment$0.00$1,029.38$0.00
Taxes / mo$416.33$416.33$416.33
Insurance / mo$150.00$150.00$150.00
MI / mo$205.17$205.17$81.00
HOA / mo$17.67$17.67$17.67
Total monthly$2,046.60$3,075.98$3,469.14
Cash to close$199,408$45,000$45,000