Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$178,220	$178,220	$292,500
Remaining term (yrs)	23.4	23.4	30.0
Secondary amount	$0	$114,280	$0
Funding fee	$0	$0	$0
Note rate	3.600%	3.600%	7.400%
Blended rate	4.450%	5.837%	7.640%
1st payment	$937.46	$937.46	$2,025.21
2nd payment	$0.00	$761.87	$0.00
Taxes / mo	$289.25	$289.25	$289.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$146.06	$146.06	$58.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,522.77	$2,284.63	$2,522.96
Cash to close	$146,780	$32,500	$32,500