Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$393,434$393,434$449,100
Remaining term (yrs)26.926.930.0
Secondary amount$0$55,666$0
Funding fee$0$0$0
Note rate6.900%6.900%7.400%
Blended rate7.450%7.642%7.640%
1st payment$2,680.50$2,680.50$3,109.48
2nd payment$0.00$417.49$0.00
Taxes / mo$305.58$305.58$305.58
Insurance / mo$166.67$166.67$166.67
MI / mo$186.54$186.54$89.82
HOA / mo$0.00$0.00$0.00
Total monthly$3,339.29$3,756.79$3,671.55
Cash to close$105,566$49,900$49,900