Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$307,328	$297,000
Remaining term (yrs)	25.5	30.0
Secondary amount	$0	$0
Funding fee	$1,537	$0
Note rate	3.920%	7.400%
Blended rate	3.920%	7.640%
1st payment	$1,587.07	$2,056.37
2nd payment	$0.00	$0.00
Taxes / mo	$315.92	$315.92
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$59.40
HOA / mo	$280.00	$280.00
Total monthly	$2,332.99	$2,861.69
Cash to close	$22,672	$33,000