Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$49,878	$49,878	$517,410
Remaining term (yrs)	27.6	27.6	30.0
Secondary amount	$0	$467,532	$0
Funding fee	$0	$0	$0
Note rate	7.090%	7.090%	7.400%
Blended rate	7.640%	7.739%	7.640%
1st payment	$342.92	$342.92	$3,582.44
2nd payment	$0.00	$3,019.48	$0.00
Taxes / mo	$399.84	$399.84	$399.84
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$23.41	$23.41	$103.48
HOA / mo	$155.00	$155.00	$155.00
Total monthly	$1,087.83	$4,107.31	$4,407.43
Cash to close	$525,022	$57,490	$57,490