Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$164,533$164,533$400,500
Remaining term (yrs)18.718.730.0
Secondary amount$0$235,967$0
Funding fee$823$823$0
Note rate3.800%3.800%7.400%
Blended rate3.800%6.127%7.640%
1st payment$1,020.45$1,020.45$2,772.98
2nd payment$0.00$1,523.96$0.00
Taxes / mo$23.06$23.06$23.06
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.10
HOA / mo$94.33$94.33$94.33
Total monthly$1,287.84$2,811.79$3,120.47
Cash to close$280,467$44,500$44,500