Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$256,242$256,242$337,499
Remaining term (yrs)25.225.230.0
Secondary amount$0$81,258$0
Funding fee$0$0$0
Note rate3.100%3.100%7.400%
Blended rate3.950%5.166%7.640%
1st payment$1,217.80$1,217.80$2,336.78
2nd payment$0.00$609.43$0.00
Taxes / mo$384.59$384.59$384.59
Insurance / mo$150.00$150.00$150.00
MI / mo$202.01$202.01$67.50
HOA / mo$226.00$226.00$226.00
Total monthly$2,180.40$2,789.83$3,164.87
Cash to close$118,757$37,500$37,500