Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$223,402	$223,402	$503,100
Remaining term (yrs)	20.7	20.7	30.0
Secondary amount	$0	$279,698	$0
Funding fee	$1,117	$1,117	$0
Note rate	4.020%	4.020%	7.400%
Blended rate	4.020%	6.094%	7.640%
1st payment	$1,320.85	$1,320.85	$3,483.36
2nd payment	$0.00	$1,806.38	$0.00
Taxes / mo	$316.42	$316.42	$316.42
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$100.62
HOA / mo	$108.33	$108.33	$108.33
Total monthly	$1,912.26	$3,718.65	$4,175.40
Cash to close	$335,598	$55,900	$55,900