Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$541,613	$541,613	$1,223,100
Remaining term (yrs)	22.5	22.5	30.0
Secondary amount	$0	$681,487	$0
Funding fee	$2,708	$2,708	$0
Note rate	4.000%	4.000%	7.400%
Blended rate	4.000%	6.089%	7.640%
1st payment	$3,031.59	$3,031.59	$8,468.50
2nd payment	$0.00	$4,401.27	$0.00
Taxes / mo	$922.97	$922.97	$922.97
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$244.62
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,171.23	$8,572.49	$9,852.76
Cash to close	$817,387	$135,900	$135,900