Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$16,847$16,847$198,000
Remaining term (yrs)25.525.530.0
Secondary amount$0$181,153$0
Funding fee$0$0$0
Note rate6.870%6.870%7.400%
Blended rate7.420%7.951%7.640%
1st payment$116.67$116.67$1,370.91
2nd payment$0.00$1,207.68$0.00
Taxes / mo$260.28$260.28$260.28
Insurance / mo$150.00$150.00$150.00
MI / mo$7.87$7.87$39.60
HOA / mo$285.00$285.00$285.00
Total monthly$819.82$2,027.51$2,105.79
Cash to close$203,153$22,000$22,000