Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$345,341$345,341$405,000
Remaining term (yrs)25.825.830.0
Secondary amount$0$59,659$0
Funding fee$0$0$0
Note rate5.780%5.780%7.400%
Blended rate6.630%6.979%7.640%
1st payment$2,144.61$2,144.61$2,804.14
2nd payment$0.00$447.44$0.00
Taxes / mo$307.08$307.08$307.08
Insurance / mo$150.00$150.00$150.00
MI / mo$259.46$259.46$81.00
HOA / mo$215.00$215.00$215.00
Total monthly$3,076.16$3,523.60$3,557.22
Cash to close$104,659$45,000$45,000