Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$187,178	$187,178	$337,500
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$150,322	$0
Funding fee	$936	$936	$0
Note rate	3.200%	3.200%	7.400%
Blended rate	3.200%	5.338%	7.640%
1st payment	$936.29	$936.29	$2,336.78
2nd payment	$0.00	$1,002.15	$0.00
Taxes / mo	$258.75	$258.75	$258.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$67.50
HOA / mo	$13.17	$13.17	$13.17
Total monthly	$1,358.21	$2,360.36	$2,826.20
Cash to close	$187,822	$37,500	$37,500