Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$244,659	$244,659	$314,999
Remaining term (yrs)	26.4	26.4	30.0
Secondary amount	$0	$70,340	$0
Funding fee	$0	$0	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	7.050%	7.485%	7.640%
1st payment	$1,613.16	$1,613.16	$2,180.99
2nd payment	$0.00	$527.55	$0.00
Taxes / mo	$271.36	$271.36	$271.36
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$116.98	$116.98	$63.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,151.49	$2,679.05	$2,665.35
Cash to close	$105,340	$35,000	$35,000