Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$143,233$143,233$285,750
Remaining term (yrs)22.522.530.0
Secondary amount$0$142,517$0
Funding fee$716$716$0
Note rate4.100%4.100%7.400%
Blended rate4.100%6.045%7.640%
1st payment$809.48$809.48$1,978.48
2nd payment$0.00$950.11$0.00
Taxes / mo$231.67$231.67$231.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$57.15
HOA / mo$74.00$74.00$74.00
Total monthly$1,265.15$2,215.27$2,491.30
Cash to close$174,267$31,750$31,750