Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$315,119$315,119$598,410
Remaining term (yrs)24.824.830.0
Secondary amount$0$283,291$0
Funding fee$1,576$1,576$0
Note rate2.960%2.960%7.400%
Blended rate2.960%5.228%7.640%
1st payment$1,491.14$1,491.14$4,143.27
2nd payment$0.00$1,829.59$0.00
Taxes / mo$17.42$17.42$17.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$119.68
HOA / mo$169.00$169.00$169.00
Total monthly$1,844.23$3,673.82$4,616.04
Cash to close$349,781$66,490$66,490