Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$138,548	$152,910
Remaining term (yrs)	27.9	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	6.730%	7.400%
Blended rate	7.280%	7.640%
1st payment	$917.08	$1,058.72
2nd payment	$0.00	$0.00
Taxes / mo	$141.13	$141.13
Insurance / mo	$150.00	$150.00
MI / mo	$64.94	$30.58
HOA / mo	$8.33	$8.33
Total monthly	$1,281.48	$1,388.76
Cash to close	$31,352	$16,990