Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$314,736$314,736$324,000
Remaining term (yrs)27.727.730.0
Secondary amount$0$27,264$0
Funding fee$1,574$1,574$0
Note rate7.090%7.090%7.400%
Blended rate7.090%7.471%7.640%
1st payment$2,161.77$2,161.77$2,243.31
2nd payment$0.00$269.80$0.00
Taxes / mo$203.92$203.92$203.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$64.80
HOA / mo$0.00$0.00$0.00
Total monthly$2,515.69$2,785.49$2,662.03
Cash to close$45,264$18,000$36,000