Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$46,505	$46,505	$449,100
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$402,595	$0
Funding fee	$0	$0	$0
Note rate	6.420%	6.420%	7.400%
Blended rate	6.970%	7.669%	7.640%
1st payment	$312.96	$312.96	$3,109.48
2nd payment	$0.00	$2,600.09	$0.00
Taxes / mo	$261.85	$261.85	$261.85
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$22.35	$22.35	$89.82
HOA / mo	$40.00	$40.00	$40.00
Total monthly	$803.82	$3,403.91	$3,667.81
Cash to close	$452,495	$49,900	$49,900