Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$484,977$484,977$495,000
Remaining term (yrs)27.927.930.0
Secondary amount$0$37,523$0
Funding fee$0$0$0
Note rate6.780%6.780%7.400%
Blended rate7.330%7.656%7.640%
1st payment$3,225.99$3,225.99$3,427.28
2nd payment$0.00$371.32$0.00
Taxes / mo$655.58$655.58$655.58
Insurance / mo$166.67$166.67$166.67
MI / mo$227.27$227.27$99.00
HOA / mo$0.00$0.00$0.00
Total monthly$4,275.50$4,646.83$4,348.53
Cash to close$65,023$27,500$55,000