Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$22,323$22,323$378,000
Remaining term (yrs)22.822.830.0
Secondary amount$0$355,677$0
Funding fee$0$0$0
Note rate2.800%2.800%7.400%
Blended rate3.650%7.508%7.640%
1st payment$110.08$110.08$2,617.20
2nd payment$0.00$2,297.08$0.00
Taxes / mo$283.85$283.85$283.85
Insurance / mo$150.00$150.00$150.00
MI / mo$18.15$18.15$75.60
HOA / mo$0.00$0.00$0.00
Total monthly$562.07$2,859.15$3,126.65
Cash to close$397,677$42,000$42,000