Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$182,464	$182,464	$629,999
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$447,535	$0
Funding fee	$0	$0	$0
Note rate	2.990%	2.990%	7.400%
Blended rate	3.840%	6.618%	7.640%
1st payment	$868.22	$868.22	$4,361.99
2nd payment	$0.00	$2,890.33	$0.00
Taxes / mo	$308.84	$308.84	$308.84
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$146.06	$146.06	$126.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,489.78	$4,380.11	$4,963.49
Cash to close	$517,535	$70,000	$70,000