Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$204,596	$204,596	$386,910
Remaining term (yrs)	19.5	19.5	30.0
Secondary amount	$0	$182,314	$0
Funding fee	$0	$0	$0
Note rate	3.710%	3.710%	7.400%
Blended rate	4.560%	6.181%	7.640%
1st payment	$1,222.61	$1,222.61	$2,678.89
2nd payment	$0.00	$1,215.43	$0.00
Taxes / mo	$728.75	$728.75	$728.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$187.92	$187.92	$77.38
HOA / mo	$16.25	$16.25	$16.25
Total monthly	$2,305.53	$3,520.95	$3,651.27
Cash to close	$225,304	$42,990	$42,990