Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$145,273	$145,273	$337,410
Remaining term (yrs)	20.1	20.1	30.0
Secondary amount	$0	$192,137	$0
Funding fee	$0	$0	$0
Note rate	3.570%	3.570%	7.400%
Blended rate	4.420%	6.459%	7.640%
1st payment	$840.59	$840.59	$2,336.16
2nd payment	$0.00	$1,280.91	$0.00
Taxes / mo	$190.44	$190.44	$190.44
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$131.45	$131.45	$67.48
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,312.47	$2,593.39	$2,744.08
Cash to close	$229,627	$37,490	$37,490