Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$182,347$182,347$260,100
Remaining term (yrs)23.523.530.0
Secondary amount$0$77,753$0
Funding fee$0$0$0
Note rate3.470%3.470%7.400%
Blended rate4.320%5.719%7.640%
1st payment$944.42$944.42$1,800.88
2nd payment$0.00$583.15$0.00
Taxes / mo$224.42$224.42$224.42
Insurance / mo$150.00$150.00$150.00
MI / mo$149.53$149.53$52.02
HOA / mo$122.00$122.00$122.00
Total monthly$1,590.37$2,173.52$2,349.32
Cash to close$106,653$28,900$28,900