Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$101,857	$101,857	$169,200
Remaining term (yrs)	23.6	23.6	30.0
Secondary amount	$0	$67,343	$0
Funding fee	$0	$0	$0
Note rate	3.300%	3.300%	7.400%
Blended rate	4.150%	6.080%	7.640%
1st payment	$516.03	$516.03	$1,171.51
2nd payment	$0.00	$505.07	$0.00
Taxes / mo	$190.25	$190.25	$190.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$83.46	$83.46	$33.84
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$939.74	$1,444.80	$1,545.60
Cash to close	$86,143	$18,800	$18,800