Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$6,543$6,543$404,100
Remaining term (yrs)21.921.930.0
Secondary amount$0$397,557$0
Funding fee$0$0$0
Note rate2.980%2.980%7.400%
Blended rate3.830%7.687%7.640%
1st payment$33.82$33.82$2,797.91
2nd payment$0.00$2,567.56$0.00
Taxes / mo$217.80$217.80$217.80
Insurance / mo$150.00$150.00$150.00
MI / mo$5.33$5.33$80.82
HOA / mo$74.33$74.33$74.33
Total monthly$481.27$3,048.83$3,320.85
Cash to close$442,457$44,900$44,900