Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$119,281	$119,281	$211,500
Remaining term (yrs)	28.9	28.9	30.0
Secondary amount	$0	$92,219	$0
Funding fee	$0	$0	$0
Note rate	6.720%	6.720%	7.400%
Blended rate	7.270%	8.024%	7.640%
1st payment	$779.63	$779.63	$1,464.38
2nd payment	$0.00	$691.65	$0.00
Taxes / mo	$46.07	$46.07	$46.07
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$55.26	$55.26	$42.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,030.96	$1,722.61	$1,702.75
Cash to close	$115,719	$23,500	$23,500