Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$372,123	$372,123	$387,000
Remaining term (yrs)	28.1	28.1	30.0
Secondary amount	$0	$36,377	$0
Funding fee	$1,861	$1,861	$0
Note rate	6.320%	6.320%	7.400%
Blended rate	6.320%	6.815%	7.640%
1st payment	$2,357.05	$2,357.05	$2,679.51
2nd payment	$0.00	$359.98	$0.00
Taxes / mo	$25.83	$25.83	$25.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$77.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,532.89	$2,892.87	$2,932.74
Cash to close	$57,877	$21,500	$43,000