Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$24,694$24,694$319,500
Remaining term (yrs)26.126.130.0
Secondary amount$0$294,806$0
Funding fee$0$0$0
Note rate7.760%7.760%7.400%
Blended rate8.310%7.793%7.640%
1st payment$183.82$183.82$2,212.15
2nd payment$0.00$1,903.96$0.00
Taxes / mo$601.50$601.50$601.50
Insurance / mo$150.00$150.00$150.00
MI / mo$11.65$11.65$63.90
HOA / mo$55.00$55.00$55.00
Total monthly$1,001.96$2,905.92$3,082.55
Cash to close$330,306$35,500$35,500