Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$283,306	$283,306	$369,000
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$85,694	$0
Funding fee	$0	$0	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	3.810%	5.015%	7.640%
1st payment	$1,346.71	$1,346.71	$2,554.88
2nd payment	$0.00	$642.70	$0.00
Taxes / mo	$677.17	$677.17	$677.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$227.42	$227.42	$73.80
HOA / mo	$89.00	$89.00	$89.00
Total monthly	$2,490.30	$3,133.01	$3,544.85
Cash to close	$126,694	$41,000	$41,000