Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$82,362	$82,362	$538,830
Remaining term (yrs)	16.4	16.4	30.0
Secondary amount	$0	$456,468	$0
Funding fee	$412	$412	$0
Note rate	3.430%	3.430%	7.400%
Blended rate	3.430%	7.090%	7.640%
1st payment	$545.30	$545.30	$3,730.75
2nd payment	$0.00	$2,948.02	$0.00
Taxes / mo	$232.90	$232.90	$232.90
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$107.77
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$944.87	$3,892.89	$4,238.08
Cash to close	$516,338	$59,870	$59,870