Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$790,895	$790,895	$1,012,500
Remaining term (yrs)	28.8	28.8	30.0
Secondary amount	$0	$221,605	$0
Funding fee	$3,954	$3,954	$0
Note rate	6.840%	6.840%	7.400%
Blended rate	6.840%	7.039%	7.640%
1st payment	$5,236.73	$5,236.73	$7,010.35
2nd payment	$0.00	$1,431.20	$0.00
Taxes / mo	$79.56	$79.56	$79.56
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$202.50
HOA / mo	$168.75	$168.75	$168.75
Total monthly	$5,701.72	$7,132.91	$7,677.83
Cash to close	$334,105	$112,500	$112,500