Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$90,456	$90,456	$229,500
Remaining term (yrs)	19.1	19.1	30.0
Secondary amount	$0	$139,044	$0
Funding fee	$452	$452	$0
Note rate	3.760%	3.760%	7.400%
Blended rate	3.760%	6.329%	7.640%
1st payment	$550.83	$550.83	$1,589.01
2nd payment	$0.00	$926.96	$0.00
Taxes / mo	$126.58	$126.58	$126.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$45.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$827.42	$1,754.38	$1,911.49
Cash to close	$164,544	$25,500	$25,500