Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$59,738	$59,738	$215,910
Remaining term (yrs)	18.8	18.8	30.0
Secondary amount	$0	$156,172	$0
Funding fee	$0	$0	$0
Note rate	4.040%	4.040%	7.400%
Blended rate	4.890%	7.140%	7.640%
1st payment	$376.83	$376.83	$1,494.92
2nd payment	$0.00	$1,041.15	$0.00
Taxes / mo	$59.20	$59.20	$59.20
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$55.64	$55.64	$43.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$641.67	$1,682.82	$1,747.30
Cash to close	$180,162	$23,990	$23,990