Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$199,941$199,941$233,100
Remaining term (yrs)25.025.030.0
Secondary amount$0$33,159$0
Funding fee$0$0$0
Note rate3.010%3.010%7.400%
Blended rate3.860%4.591%7.640%
1st payment$944.97$944.97$1,613.94
2nd payment$0.00$248.69$0.00
Taxes / mo$203.42$203.42$203.42
Insurance / mo$150.00$150.00$150.00
MI / mo$158.56$158.56$46.62
HOA / mo$0.00$0.00$0.00
Total monthly$1,456.95$1,705.64$2,013.97
Cash to close$59,059$25,900$25,900