Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$59,546$59,546$213,750
Remaining term (yrs)39.039.030.0
Secondary amount$0$154,204$0
Funding fee$0$0$0
Note rate6.630%6.630%7.400%
Blended rate7.180%7.772%7.640%
1st payment$355.85$355.85$1,479.96
2nd payment$0.00$1,028.03$0.00
Taxes / mo$281.42$281.42$281.42
Insurance / mo$150.00$150.00$150.00
MI / mo$27.42$27.42$42.75
HOA / mo$0.00$0.00$0.00
Total monthly$814.69$1,842.71$1,954.13
Cash to close$177,954$23,750$23,750