Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$94,190$94,190$247,500
Remaining term (yrs)19.919.930.0
Secondary amount$0$153,310$0
Funding fee$471$471$0
Note rate3.420%3.420%7.400%
Blended rate3.420%6.257%7.640%
1st payment$542.40$542.40$1,713.64
2nd payment$0.00$1,022.07$0.00
Taxes / mo$336.25$336.25$336.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$49.50
HOA / mo$180.00$180.00$180.00
Total monthly$1,208.65$2,230.72$2,429.39
Cash to close$180,810$27,500$27,500