Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$21,722$21,722$319,500
Remaining term (yrs)26.426.430.0
Secondary amount$0$297,778$0
Funding fee$0$0$0
Note rate6.850%6.850%7.400%
Blended rate7.400%7.726%7.640%
1st payment$148.26$148.26$2,212.15
2nd payment$0.00$1,923.15$0.00
Taxes / mo$311.89$311.89$311.89
Insurance / mo$150.00$150.00$150.00
MI / mo$10.15$10.15$63.90
HOA / mo$0.00$0.00$0.00
Total monthly$620.29$2,543.44$2,737.94
Cash to close$333,278$35,500$35,500