Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$390,647	$390,647	$413,996
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$46,348	$0
Funding fee	$0	$0	$0
Note rate	3.760%	3.760%	7.400%
Blended rate	4.610%	5.381%	7.640%
1st payment	$1,982.96	$1,982.96	$2,866.42
2nd payment	$0.00	$458.65	$0.00
Taxes / mo	$504.75	$504.75	$504.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$302.92	$302.92	$82.80
HOA / mo	$127.33	$127.33	$127.33
Total monthly	$3,084.63	$3,543.29	$3,747.97
Cash to close	$69,348	$23,000	$46,000