Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$8,041	$8,041	$179,910
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$171,869	$0
Funding fee	$0	$0	$0
Note rate	6.830%	6.830%	7.400%
Blended rate	7.380%	7.972%	7.640%
1st payment	$56.11	$56.11	$1,245.66
2nd payment	$0.00	$1,145.79	$0.00
Taxes / mo	$206.76	$206.76	$206.76
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$3.75	$3.75	$35.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$416.62	$1,562.41	$1,638.40
Cash to close	$191,859	$19,990	$19,990