Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$313,923	$314,100
Remaining term (yrs)	28.1	30.0
Secondary amount	$0	$0
Funding fee	$1,570	$0
Note rate	6.790%	7.400%
Blended rate	6.790%	7.640%
1st payment	$2,084.03	$2,174.76
2nd payment	$0.00	$0.00
Taxes / mo	$357.56	$357.56
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$62.82
HOA / mo	$28.50	$28.50
Total monthly	$2,620.09	$2,773.64
Cash to close	$35,077	$34,900