Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$84,673	$84,673	$310,410
Remaining term (yrs)	14.4	14.4	30.0
Secondary amount	$0	$225,737	$0
Funding fee	$0	$0	$0
Note rate	4.710%	4.710%	7.400%
Blended rate	5.560%	7.153%	7.640%
1st payment	$672.49	$672.49	$2,149.22
2nd payment	$0.00	$1,457.88	$0.00
Taxes / mo	$336.45	$336.45	$336.45
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$91.74	$91.74	$62.08
HOA / mo	$97.00	$97.00	$97.00
Total monthly	$1,347.68	$2,805.56	$2,794.75
Cash to close	$260,227	$34,490	$34,490