Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$176,974	$176,974	$310,500
Remaining term (yrs)	22.1	22.1	30.0
Secondary amount	$0	$133,526	$0
Funding fee	$0	$0	$0
Note rate	4.720%	4.720%	7.400%
Blended rate	5.570%	6.615%	7.640%
1st payment	$1,071.89	$1,071.89	$2,149.84
2nd payment	$0.00	$890.17	$0.00
Taxes / mo	$241.08	$241.08	$241.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$146.06	$146.06	$62.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,609.03	$2,499.20	$2,603.02
Cash to close	$168,026	$34,500	$34,500