Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$271,662$271,662$391,500
Remaining term (yrs)25.225.230.0
Secondary amount$0$119,838$0
Funding fee$1,358$1,358$0
Note rate3.090%3.090%7.400%
Blended rate3.090%4.593%7.640%
1st payment$1,289.66$1,289.66$2,710.67
2nd payment$0.00$798.92$0.00
Taxes / mo$595.75$595.75$595.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$78.30
HOA / mo$0.00$0.00$0.00
Total monthly$2,035.41$2,834.33$3,534.72
Cash to close$163,338$43,500$43,500