Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$13,638	$13,638	$194,399
Remaining term (yrs)	22.4	22.4	30.0
Secondary amount	$0	$180,762	$0
Funding fee	$68	$68	$0
Note rate	2.730%	2.730%	7.400%
Blended rate	2.730%	7.630%	7.640%
1st payment	$67.66	$67.66	$1,345.98
2nd payment	$0.00	$1,205.08	$0.00
Taxes / mo	$118.37	$118.37	$118.37
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$38.88
HOA / mo	$236.00	$236.00	$236.00
Total monthly	$572.02	$1,777.10	$1,889.22
Cash to close	$202,361	$21,600	$21,600